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2. Social Media Logins Like Facebook and Google is used for user convenience and it only stores Email only.
3. Xpay.Life may contain links to other third party websites (for instance, for registration purposes to events organized by third parties). If you follow a link to any of those third party websites, please note that they have their own privacy policies and that we do not accept any responsibility or liability for their policies or processing of your personal information. Please check these policies before you submit any personal information to such third party websites.
We will collect and process all or some of the following personal information about you: The personal information that you provide to us such as when you complete a form on our site, including but not limited to, your name, email address, phone number, country and company (and/or the industry your work in). We may also process information on your education and work experience in connection with a job opening at Xpay.Life for which you wish to be considered. You may also provide us with your contact details, address and bank details to enable us to perform a contract you have entered into with us or to make payments to you in relation to goods or services you provide to us.
Correspondence and other communications if you contact us by telephone, letter or by email, we will typically keep a record of that correspondence or communication.
Usage details of your visits to Xpay.Life ,information collected through cookies and other tracking technologies including, but not limited to, your IP address and domain name, your browser version and operating system, browser language, access time, traffic data, location data, web logs, movements on the website, referring web site addresses and other communication data. We may also collect information about the pages you view at Xpay.Life and other actions you take while visiting us. In addition, we may also use such technologies to determine whether youâ€™ve opened an e-mail or clicked on a link contained in an e-mail.
Information from third parties we may also be provided with your information from other sources, for example from our affiliate companies or business partners in relation to business opportunities or from search engines, credit reference companies or government agencies, in relation to our due diligence processes.
Note: Social Media Logins Like Facebook and Google are used for user convenience and it stores Email only.
Personal Information means and includes all information that can be linked to a specific individual or to identify any individual, such as name, mailing address, telephone number, email ID, information about your mobile phone, operating system version, DTH number, Electricity consumer no, and any details that may have been voluntarily provide by the user in connection with availing any of the services on Xpay.Life.
In order to fulfil your requests, we may need to share or otherwise transfer your personal information within the Xpay.Life. LIn this section, we set out the purposes for which we use personal information that we collect and hold and, in compliance with our obligations under European law, identify the â€œlegal groundsâ€ on which we rely to process the information.
These â€œlegal groundsâ€ are set out in European data protection law, which allows companies to process personal data only when the processing is permitted by the specific â€œlegal groundsâ€ set out in the law Please note that, in addition to the disclosures we have identified below, we may disclose personal information for the purposes we explain in this notice to service providers, contractors, agents, advisors (e.g. legal, financial, business or other advisors) that perform activities on our behalf.
Use justification: contract performance, legitimate interests to enable us to perform our obligations and provide our services to you.
Use justification: contract performance.
Use justification: consent, legitimate interest to keep you updated with news in relation to our products and services.
Use justification: legitimate interests to allow us to improve our services.
Use justification: consent, legitimate interest to improve your user experience.
Use justification: legitimate interests to notify you about changes to our service.
Use justification: legitimate interests (to allow us to provide you with the content and services at Xpay.Life).
Use justification: legitimate interests in order to allow us to change our business.
Use justification: legal obligations, legal claims, legitimate interests to cooperate with law enforcement and regulatory authorities.
In order to fulfil your requests, we may need to share or otherwise transfer your personal information within the Xpay.Life such as to the Sales, Communication or Marketing teams based in your country or relevant for your industry sector. Where appropriate we may also transfer your personal information to third parties, for example external event organizers or partner companies who may be in a better position to satisfy your request.
No data transmission over the Internet can be guaranteed to be secure from intrusion. However, we maintain commercially reasonable physical, electronic and procedural safeguards to protect your personal information in accordance with data protection legislative requirements.
All information you provide to us is stored on our or our subcontractorsâ€™ secure servers and accessed and used subject to our security policies and standards. Where we have given you (or where you have chosen) a password which enables you to access certain parts of Xpay.Life, you are responsible for keeping this password confidential and for complying with any other security procedures that we notify you of. We ask you not to share a password with anyone.
Where we transfer personal information from inside the European Economic Area (the EEA) to outside the EEA, we may be required to take specific additional measures to safeguard the relevant personal information. Certain countries outside the EEA have been approved by the European Commission as providing essentially equivalent protections to EEA data protection laws and therefore no additional safeguards are required to export personal information to these jurisdictions. In countries which have not had these approvals, we will establish legal grounds justifying such transfer, such as EU Commission-approved model contractual clauses, or other legal grounds permitted by applicable legal requirements.
Please contact us if you would like to see a copy of the specific safeguards applied to the export of your personal information.
Our retention periods for personal data are based on business needs and legal requirements. We retain personal data for as long as is necessary for the processing purpose(s) for which the information was collected, and any other permissible, related purpose. For example, we may retain the information you provided to us as long as necessary to provide you with the services you requested through Xpay.Life and until the time limit for claims which may arise from those services has expired, or to comply with regulatory requirements regarding the retention of such data. So if we use your personal information for more than one purpose we will retain it until the purpose with the latest period expires; but we will stop using it for the purpose(s) with a shorter period once that period expires.
When personal data is no longer needed, we either irreversibly anonymise the data (and we may further retain and use the anonymised information) or securely destroy the data.
You have the right to ask us not to process your personal information for marketing purposes. We will inform you if we intend to use your information for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by not checking certain boxes in the forms we use to collect your personal information. You can also exercise the right at any time by contacting us as set out in the â€œContact Usâ€ section below.
We will use reasonable endeavours to ensure that your personal information is accurate. In order to assist us with this, you should notify us of any changes to the personal information that you have provided to us by contacting us as set out in the â€œContact Usâ€ section below.
If you have any questions in relation to our use of your personal information, you should first contact our Data Protection Officers. Under certain conditions, you may have the right to require us to
Please be aware that certain exceptions apply to the exercise of these rights and so you will not be able to exercise them in all situations. In addition, these will vary slightly between EU Member States. For instance, in France, in addition to the rights listed above, you also have the right to define directives as to how you wish your personal data to be used after your death. If you wish to exercise any of these rights we will check your entitlement and respond within the applicable timescale.
If you are not satisfied with our use of your personal information or our response to any exercise of these rights, you have the right to complain to the Supervisory Authority of your usual place of residence or place where the alleged breach to the law occurred.
Our site links to other websites that may collect personally identifiable information about you. Xpay.Life is not responsible for the privacy practices or the content of those linked websites.
A "cookie" is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Xpay.Life uses cookie and tracking technology depending on the features offered. No personal information will be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.
Use of personal information under EU data protection laws must be justified under one of a number of legal â€œgroundsâ€ and we are required to set out the grounds in respect of each use in this policy. We note the grounds we use to justify each use of your information next to the use in the â€œUses of your personal informationâ€ section of this policy.
These are the principal legal grounds that justify our use of your information:
where you have consented to our use of your information (you will have been presented with a consent form in relation to any such use and may withdraw your consent by using the â€œunsubscribeâ€ option in the email you have received or by using the Contact Us form).
Contract performance: where your information is necessary to enter into or perform our contract with you.
Legal obligation: where we need to use your information to comply with our legal obligations.
Legitimate interests: where we use your information to achieve a legitimate interest and our reasons for using it outweigh any prejudice to your data protection rights.
Legal claims: where your information is necessary for us to defend, prosecute or make a claim against you, us or a third party.
Call to us : +91-88843 56000
Write to us : [email protected]
Policy last updated on 08 Apr 2020.